The purpose of this calculator is to assist you in estimating the government fees associated with your loan. It should be used solely for the purpose of providing you with an indication of the stamp duty and other government fees you may incur, so you can include an estimate for these amounts in your savings plan. Stamp duty and registration costs and any concessions you may be eligible for (such as first home buyers discounts) have been calculated using the rates from the relevant government authority websites and do not take into account any surcharges or additional and duties that may apply given your individual circumstances. We cannot guarantee that these rates are correct, up to date, or are the ones which would apply to you. You should confirm the government costs and duties payable and any concessions you may be entitled to with the relevant government authorities. The calculations only include government registration costs and stamp duty on the transfer of land for the purchase price you enter and on one real property mortgage. The calculations don't include the registration costs for discharges of mortgage or for additional mortgages.